Recent floods in Auckland have affected many properties and homeowners may be faced with the task of cleaning up and making insurance claims. Here’s what you need to know:<\/p>\n
Safety First:<\/strong>\u00a0Before entering a flooded property, it’s important to ensure that it’s safe to do so. If there’s any potential danger, such as electrical hazards, it’s best to wait for the professionals.<\/p>\n Assess the Damage:<\/strong>\u00a0Once it’s safe to enter the property, it’s important to assess the extent of the damage. Take photos or videos of the damage for insurance purposes.<\/p>\n Clean-Up:<\/strong>\u00a0Flood waters can contain harmful contaminants, so it’s important to wear protective gear, such as rubber gloves and boots, when cleaning up. Remove any standing water and any items that can’t be salvaged, and start the drying out process as soon as possible.<\/p>\n Contact Your Insurance Company:<\/strong>\u00a0Contact your insurance company as soon as possible to start the claims process. They will provide you with a claims adjuster who will assess the damage and provide you with a list of what is covered by your insurance policy. It’s important to note that in some cases, flood damage may not be covered by standard insurance policies and may require additional coverage.<\/p>\n Document the Clean-Up:<\/strong>\u00a0Keep receipts and documentation of any expenses incurred during the clean-up process, as well as any temporary living expenses, such as hotel stays, if necessary.<\/p>\n Keep an Open Mind:<\/strong>\u00a0Insurance companies may require additional information or documentation, so it’s important to be patient and cooperative throughout the claims process.<\/p>\n Consider Legal Assistance:<\/strong>\u00a0If you feel that your insurance company is not treating you fairly, it may be necessary to seek the assistance of a legal professional.<\/p>\n Dealing with a flooded property can be overwhelming, but by following these steps, you can ensure that the clean-up process goes smoothly and that you receive the insurance compensation you’re entitled to. If you’re a homeowner affected by the recent floods in Auckland, it’s important to stay informed and take the necessary steps to protect your property and your rights.<\/p>\n